Top Local Realtor - Forsyth County Real Estate in Cumming GA

Credit Scores Remain Central to Cumming, GA Real Estate Deals

real estate mortgage loan -- good credit reportIf you’re a typical Cumming, GA consumer, like most Georgia residents, it wasn’t too long ago that you were being constantly bombarded by offers to let you in on a secret: your credit score. The “free credit score” ads got a lot of responses, but lately, they’ve grown scarcer. I think I know why.
It used to be that thrift-minded people shied away from plastic because it made overspending too easy. Today, ubiquitous credit card bonus points and associated discounts and freebies make the opposite true. After all, taking a vacation without using at least some of your credit card airline “miles” or hotel “points” seems more careless than thrifty.
And the fact is, you don’t have to use the credit part of credit card purchases: if you’re careful, you can pay off the balances before interest starts to accrue. And there’s a major additional benefit to conscientious attention to of all your credit accounts— that is, the credit score dimension.
For many years, credit scores seemed a sort of hush-hush affair. That was before initiatives by the Consumer Financial Protection Bureau and the Fair Isaac Corp (FICO) changed the rules of the game, making it mandatory to allow free access to your credit scores. Even so, it was still a bit of a hassle to get to see them—and the “free” access was limited to once a year.
But that’s been changing. Today, many credit card accounts include free access to the FICO credit scores associated with them. If you use the card issuers’ online account systems, you’re usually just a mouse click away from your most recent score. Apparently, the banks behind the cards know it’s a good way to make online bill paying more attractive than snail mail—which is a profit saver for them. At last count, by April of last year more than 150 million accounts included the instant credit score feature.
What that means to Cumming, GA real estate transactions is a solid positive. When Cumming, GA consumers can keep a steady watch on their credit scores, they are much more likely to notice FICO mistakes or any of their own inadvertent slip-ups. The scores affect the interest rates associated with their credit card accounts—but they also heavily influence the offers they can expect from the mortgage underwriters.

I recommend prequalifying for a home loan: it’s one of the best ways to make your offer the winner in a multiple offer scenario. For other ideas that can give you a head start when it comes to buying or selling Cumming, GA real estate, just give me a call!

 

 

 

This Cumming GA Real Estate blog is hosted by Gayle Barton of BERKSHIRE HATHAWAY HomeServices Georgia Properties.

I specialize in Real Estate sales in the following Forsyth County, North Fulton County and East Cobb cities: Cumming, Suwanee, Johns Creek, Alpharetta, Duluth, Milton, and Roswell. Other areas are serviced by request.

South Forsyth Real Estate | Cumming GA Real Estate
 Cumming GA Real Estate | South Forsyth Real Estate

Forsyth County GA Home Loan Rates React to Fed Announcement

Residential loan mortgage application formLast week, local home loan observers were hardly surprised by the news that the Fed’s key borrowing rate—the one that’s most important where Forsyth County GA home loan interest rates are concerned—was left as-is….at least for the moment.
What that indicated to most educated guessers was that the previous three months’ worth of relatively weak economic news was probably behind the decision not to raise rates. The economic news may not have been all that weak, but it was shaky enough to provide more good news when it comes to Forsyth County GA home loans—still remarkably (and happily) hugging the bottom of the 4% range.
The reason it’s fair to call the expert observers of Fed decisions “educated guessers” is because of the noncommittal language that usually comes out of Federal Open Market Committee announcements.
For Forsyth County GA homeowners or soon-to-be homeowners, the direction that local home loan interest rates are likely to be headed is an important element in planning if and when to buy or sell a home.  A half-percent rise or fall in the Fed funds rate can trigger similar movements in mortgage rates.  Over the course of retiring a typical $250,000 home loan, that amounts to a $25,000+ difference—for some, reason enough to make a real estate move sooner rather than later.  If only you could anticipate where rates are headed…
In that respect, this time, the Fed’s announcement was actually a tad more expressive than usual.  It described the economy’s first quarter’s slowdown as “likely to be transitory.”  In other words, they don’t believe it was meaningful—so, in other words, fuhgeddaboutit!  Job gains were “solid;” business financing had “firmed.”  Likely prospect (per the expert guessers) was for two more quarter-percent raises in 2017—with the first most likely to happen next month.
Whether the Forsyth County GA home loan outlook will trace that precise trajectory is anything but certain, of course. There’s a reason the Fed announcements are deliberately evasive. But one thing is for sure: Forsyth County GA home loans are still being locked in at historically desirable rates. And that alone is an excellent reason to give me a call!

 

 

 

 

This Cumming GA Real Estate blog is hosted by Gayle Barton of BERKSHIRE HATHAWAY HomeServices Georgia Properties.

I specialize in Real Estate sales in the following Forsyth County, North Fulton County and East Cobb cities: Cumming, Suwanee, Johns Creek, Alpharetta, Duluth, Milton, and Roswell. Other areas are serviced by request.

South Forsyth Real Estate | Cumming GA Real Estate
 Cumming GA Real Estate | South Forsyth Real Estate

Quick Back Yard Staging without Breaking the Bank

Ideas for Staging Your Backyard without Breaking the Bank

Cheap backyard staging ideas

Most home sellers understand the need for staging the interior of their house for sale, but many underestimate the value to staging their outdoor areas.

When your Forsyth County home is on the market you are selling a lifestyle. You want to show prospective buyer that the property enjoyable to be in and easy to maintain.

You want them to envision themselves lounging there or entertaining friends and that’s not always easy to do!

Do you have a nice deck or patio… a pretty view?  Show their true value – enhance them to make them even more appealing to a buyer.

If your yard and outdoor areas look like they are unmanageable, a buyer who does not  want to “take on a project” will be less likely to write an offer.  Show them just how much you love and enjoy your home and they will expect to as well.

• Clean, clean, clean… everything in sight.
• Pressure washing your deck or patio can make it look fresh and almost new again.
• Discard anything that is broken or that you know will never be used. Want to take it with you, go ahead and pack it up now.
• Tidy up hoses and lawn care equipment
• Fill empty pots and baskets with colorful, low maintenance plants or flowers
• Touch up paint around the door area
• Put out a fresh “welcome” mat
• Repair anything that looks dirty, old or worn out (especially outdoor furniture)

I have wrought iron furniture on my patio that gets a spritz of flat black paint every year to keep it looking fresh, but I had no idea that you can actually spray plastic furniture too!

Do you have plain white (or not so white after a few years of use) plastic chairs on your deck or patio?  Bring them back to life and give them a whole new personality with a coat of plastic-fusion paint that you can buy at your local home improvement store!

Oh, and don’t forget to replace the faded, worn out seat cushions with new, colorful ones.

 

 

 

 

 

This Cumming GA Real Estate blog is hosted by Gayle Barton of BERKSHIRE HATHAWAY HomeServices Georgia Properties.

I specialize in Real Estate sales in the following Forsyth County and North Fulton County cities: Cumming, Suwanee, Johns Creek, Alpharetta, Duluth, and  Milton. Other areas are serviced by request.

South Forsyth Real Estate | Cumming GA Real Estate
Cumming GA Real Estate | South Forsyth Real Estate

HOME BUYERS: Don’t Fall Victim To This Wire Fraud Scam!

Wire fraud scams are not new, and we are beginning to hear more about them hitting too close to home – far too often!  In fact, it is not unusual for me to hear about a breach, or potential breach, each and every week.
Recently, as I sat in a closing with my sellers, we overheard a party in the next room (who was expecting a check at closing for the proceeds from the sale of their home) being questioned about an email the closing attorney had just received asking to have those funds wired directly to a bank account.  Thankfully, the savvy closing coordinator second-guessed the legitimacy of that email and verified it, before acting, saving that seller from the loss of hundreds of thousands of dollars.
My clients are put on notice up front that I will never provide them with wiring instructions nor discuss their personal financial information via email, and any email doing so should be called into question immediately.
However, it is very easy with the number of emails received during a real estate transaction (agent, lender, inspector, closing attorney, etc…) for a buyer to become confused about who they are communicating with.  And, sadly, the bad guys are getting very good about making themselves look legitimate.
It is always my recommendation that, upon receipt of any questionable communication, you contact the closing attorney’s office immediately – not through any email address or phone number provided in that questionable communication – but directly by phone, through a verified phone number, to confirm the legitimacy of the information.
NEVER provide your personal information via email to an unconfirmed source or over the phone to someone who called you.
It is my hope that by sharing this information it will be easier for consumers to recognize the red flags and protect themselves from the danger.
Please take a moment to watch this quick video by Katie Johnson, General Counsel for The National Association of Realtors, who explains how it happens and how you can help protect yourself from becoming a victim of wire fraud.

This Cumming GA Real Estate blog is hosted by Gayle Barton of BERKSHIRE HATHAWAY HomeServices Georgia Properties.

I specialize in Real Estate sales in the following Forsyth County, North Fulton County and East Cobb cities: Cumming, Suwanee, Johns Creek, Alpharetta, Duluth, Milton, and Roswell. Other areas are serviced by request.

South Forsyth Real Estate | Cumming GA Real Estate
 Cumming GA Real Estate | South Forsyth Real Estate

Cumming, GA Housing Affordability Heats Current Market

Periodically, Forbes magazine assembles what it calls its “top financial brain power” to comment on a topic of interest. Late last week, the topic was real estate—more specifically, the answer to the question, “Is the Real Estate Market Still Healthy?” Speaking for our Cumming, GA real estate market, I’d have to the answer “yes.” (It’s a cinch I’ll never be asked by Forbes to join the panel because a one-word answer doesn’t make for a very long article).
Their panelists did better at elaborating. They voiced a couple of blanket observations on homeownership in today’s market, then settled on some reassuring points on housing affordability. Their observations are aimed at the nation as a whole, but the conclusions are accurate for Cumming, GA buyers and sellers, too:
Point One: The inventory of existing homes for sale continues to be tight just about everywhere. It’s been trending that way for quite a while—and it results in the average days on market continuing to be shorter than usual. Ultimately, that should cause new housing construction to accelerate.
Point Two: The average age of homeowners is gradually increasing. Younger first-time buyers—who have spent their entire working lives during The Great Recession and its aftermath—have been having a harder time gathering the wherewithal to buy their first home. If the latest optimistic projections about the economy prove accurate, those demographics should reverse.
Point Three: Rising interest rates have not had much of an impact on the residential market because the overall level of rates “is low enough right now…The fact is that housing is affordable.” Cumming, GA buyers should be reassured by one investment officer (he oversees $200 billion) who says that housing “still will be affordable even if rates go up another 50 basis points.”
Point Four: In a related point, fixed mortgages are growing in popularity. As we head into real estate’s peak season, that “speaks to housing affordability” because it reflects buyers’ satisfaction with today’s rates: they don’t have to stretch the family budget to handle the resulting monthly payments.
Cumming, GA buyers and sellers benefit when the Housing Affordability Index—the measure that tracks payment amount as a percentage of income—indicates that typical families can qualify for a mortgage loan on a typical home. That has much to do with the real estate market health the analysts were pointing to…and a sign that now is a good time to give me a call!

This Cumming GA Real Estate blog is hosted by Gayle Barton of BERKSHIRE HATHAWAY HomeServices Georgia Properties.

I specialize in Real Estate sales in the following Forsyth County, North Fulton County and East Cobb cities: Cumming, Suwanee, Johns Creek, Alpharetta, Duluth, Milton, and Roswell. Other areas are serviced by request.

South Forsyth Real Estate | Cumming GA Real Estate
 Cumming GA Real Estate | South Forsyth Real Estate

The Home Equity Playbook – What is Equity?

 

What is Home Equity? Home equity seems to be a very simple calculation What is Home Equity?
Home equity seems to be a very simple calculation — the total amount of mortgages owed subtracted from the current market value of a home. Here is a simple example:
Current Home Market Value                $325,000
Existing Mortgage                                   $225,000
Homeowner Equity                                 $100,000
One side of the equation is well defined, and it is found on the monthly mortgage statement, the loan balance. The other side is less obvious — the current market value of the property.
As a homeowner, your down payment purchases your initial equity, and your monthly (or additional) principal payments increase your equity. In strong real estate markets and in-demand locations, equity can increase quite rapidly as the property value increases, but the inverse can also happen — too much available inventory and market down-cycles can lead to falling home values and a reduction in homeowner equity.
It can be difficult to put an accurate value on something that you have emotional and monetary vesting in. It is safe to say that most people think their home is worth more than then it is.
Homeowners can make savvy assessments about their home’s current market value by following the sales of similar properties in the neighborhood, but should stay away from websites such as Zillow and Trulia, which provide inaccurate and outdated estimates. The most accurate measurement requires a comparative market analysis from a real estate professional or having the home professionally appraised. But, the bottom line — your home is worth as much as someone is willing to pay for it.
Creating Value is in Your Hands
Maintaining the condition of a home is vitally important to retaining and increasing value. Homes are judged against their peers: how they compare to similar homes in the neighborhood. Another way to retain value is to not over upgrade, since it is rare to ever recoup the money spent if you exceed neighborhood value. Keep up the landscaping and do the little things to add curb appeal.
Putting Home Equity to Work
Home equity represents the largest single asset of millions of people, and because it represents so much of an individual’s net worth, it must be treated with respect. Home equity is not a liquid asset until a property is sold, or it is borrowed against.
There are two types of loans that tap into homeowner equity as collateral.
Home Equity Loans
Many home equity plans set a fixed period during which the person can borrow money, such as 10 years. At the end of this “draw period,” the person may be allowed to renew the credit line. If the plan does not allow renewals, the homeowner will not be able to borrow additional money once the period has ended. Some plans may call for payment in full of any outstanding balance at the end of the period. Others may allow repayment over a fixed period, for example, of 10 years.
A home equity loan, sometimes called a second mortgage, usually has a fixed rate and a set time to pay it back, generally with equal monthly payments.
Home Equity Line of Credit
A home equity line of credit is similar to a credit card. The lender sets a maximum amount you can borrow, and you can draw money as you need it, though many home equity lines of credit require an initial draw. The interest rate varies daily, and is usually prime plus a set number, but the required payment is usually interest only. Once the loan has been paid down, the payment is reduced, and it can be paid off and initiated as many times as a homeowner requires.
How Much Equity can be Accessed?
Since the financial institution is lending money and using a home as collateral, they will not lend 100% of the home’s equity. The bank does not want to take the risk that if the house price drops, they would be carrying a loan for more than its market value. Therefore, most banks will allow a qualified homeowner to borrow approximately 80% of their equity.
It’s Important to Use Your Home Equity Wisely
Because it is likely the biggest asset most people have, losing your home equity is hard to overcome. It must be used in prudent ways, and the payments against the loan must be affordable. Using equity money to make the loan payment is only acceptable for a short-term solution.
There are number of good reasons to use money from a home equity loan… and some really bad ones. First, let’s cover smart uses.
  1. Invest in Your Home
The best way to use the money is create more equity in the home. Among the very best returns on your investment (ROI) include kitchen and bathroom remodels, adding square footage or an extra bath, enhancing curb appeal and repairing/keeping the existing structure sound. Making prudent investments in your home is a wonderful win-win: you enjoy the upgrades and the repairs can add value to the home.
  1. Invest in your Children’s Education
Using your home equity to finance a child’s higher education may be the greatest payoff of all. Not only is the rate much lower than a student loan, it is an investment in the child’s future.
  1. Supplement Retirement Needs
Older homeowners spent their working lives paying down their mortgage. At retirement, when monthly income is reduced, a home equity loan could pay for a dream vacation or an unexpected major expense.
  1. Augment the Impending Sale of a Home
If you’re planning to sell soon, a home equity line of credit may be the best way to finance improvements, and you can pay it off entirely when you sell. Investing wisely on upgrades and repairs may even reap a profit on your investment.
Here are some examples of some not very wise choices.
Adding luxury amenities like a swimming pool, a hot spa, lavish landscaping, expensive appliances and exotic countertops and flooring rarely pay off.
Purchasing a car or boat or most any personal luxury items is a poor use of the funds, since these items quickly depreciate in value.
Also stay away from using money on risk-heavy investments. Financing stock purchases, start-up businesses and paying routine bills is not financially smart. If you cannot afford to purchase those items with available funds, using equity from your home means they should not be in your budget.
You should treat a home equity loan as an investment and not as extra cash when making financial decisions. If your intended use of the money doesn’t pay you back in some way, it’s not the best use of your valuable equity.
We Are Happy to Assist You
If you would like an assessment of the market value of your home and the current equity you can access, give us a call for a comparative market analysis.

 

 

 

 
This Cumming GA Real Estate blog is hosted by Gayle Barton of BERKSHIRE HATHAWAY HomeServices Georgia Properties.

I specialize in Real Estate sales in the following Forsyth County, North Fulton County and East Cobb cities: Cumming, Suwanee, Johns Creek, Alpharetta, Duluth, Milton, and Roswell. Other areas are serviced by request.

South Forsyth Real Estate | Cumming GA Real Estate
 Cumming GA Real Estate | South Forsyth Real Estate

Increase Your Home’s Value Up to 28% with These 5 Tips

 Tips to add value to your home
Great curb appeal not only makes your home the star of the neighborhood, it can also improve its value and help you sell it for more. Whether you’re thinking of listing your home or just want to make your home the envy of your neighbors, here are several ways to increase your home’s curb appeal.

 

  1. Make your home’s exterior look like new.
For many potential buyers, the condition of the exterior of a home can offer clues to the condition of the interior. The first place to start when boosting curb appeal is the exterior of your house.
– Paint:  Paint is the best way to make your home appear newer. While you can paint your home yourself, if it’s large or more than one story, consider hiring a professional. Painting is a fairly inexpensive improvement with between 60 to 100 percent return on investment.1
– Maintain your siding:  Over time, weather and the elements can make your home’s siding appear dull and dirty. Use a pressure washer to clean stains, spider webs and accumulated dirt and grime, or use a soft cloth and a household cleaner to get into those small nooks and spaces. Although the average life expectancy of siding ranges from 60 to 100 years, depending on the material, extreme weather may reduce this number. If you need to replace the siding, you’ll enjoy a 77 percent return on investment.1
– Paint or replace garage doors:  If your garage doors are in good condition, give them a new coat of paint. If they’re beginning to show their age, consider replacing them. Not only are new garage doors more energy efficient and better insulated than older models, they also have a 91.5 percent return on investment.1
 Check out this article about updating your garage door.
– Maintain your fence:  Replace rotted or worn posts and panels and freshen it up with a coat of paint. If you have a hedge that serves as your property’s border, keep it trimmed and in good shape.

 

  1. Pay attention to the small details.
The small details tie your home’s exterior together and help it stand out from others in the neighborhood.
– Paint front door, trim and shutters. This inexpensive improvement adds brightness to a home, whether you choose a bold color, a neutral tone or classic white.
– Install new door fixtures and be sure they match in style and finish and complement the style of your home.
 
– Update your house numbers. Make sure potential buyers and guests can find your home. If the numbers have faded or need an update, replace them. If choosing a metallic finish, make sure it matches the finish of your exterior light fixtures.

 

  1. Tend to your driveway and lawn.
– Well landscaped homes may sell for between 5.5% and 12.7% more than other similar homes and studies show it may also add up to 28 percent to your home’s overall value.5
– Place a border along your driveway or walkway made of brick, stone, pavers or another hardscape element to add visual interest to a plain driveway.
– Maintain your green space:  If you have grass, a well-maintained, green lawn makes your home look inviting and picturesque. However, in many parts of the country, water conservation is becoming more important. Xeriscaped landscapes incorporate drought-tolerant vegetation that thrives in warm, dry climates, such as lavender, sage, wisteria and agave, with water-saving drip irrigation and mulch. Xeriscaping has a cost savings of 36 cents per square foot annually through reduced irrigation and maintenance costs.3 Additionally, these landscapes are virtually maintenance free, which makes it an attractive option for busy buyers.
– Include trees and shrubs to create texture and add interest to your landscape. Planting a few types of trees and shrubs of varying heights, widths and flowering times boosts your home’s curb appeal year-round.

 

  1. Make it feel inviting.
It’s no secret that emotions play a role in a person’s decision to purchase a home. Stage the outside of your home to evoke warm feelings.
– Stage your porch:  If you have a front porch, make it feel more inviting by including seating, such as a chair or loveseat, an outdoor rug and a small table. If space is an issue, incorporate small decorative touches, such as a festive wreath or potted plant.
– Hang flower boxes on your front porch railings and/or below your windows. If you don’t want to affix flower boxes to your home, purchase nice planters and containers and place them around your porch or on your front steps.
– Choose flowers and plants that bloom at different times of the year for year-round appeal. For example, bulbs not only bloom all spring, they also multiply and come up every year. Perennials often flower for most of the year and will prevent you from having to replant them every year.
If you don’t have a green thumb, choose low maintenance plants and flowers. Flowers such as lavender, rosemary, and zinnias are a few low-maintenance and drought-tolerant options.

 

  1. Boost Your Online “Curb Appeal.”
For those interested in selling, it’s important to know the effect online curb appeal has on a home. The better impression your home gives online, the more likely buyers will want to see it in person. Here’s how to get your home ready for its listing debut.
– Stage your home:  Staging shows your home in its best light and helps potential buyers picture themselves living there.
– Hire a professional to take photos:   A photographer has the skills and equipment to shoot your home in the best light and make it look its best. All of my listings receive professional photography and videography to showcase the home.
– Include a short video tour of the home:  Videos are becoming a popular way to give buyers a glimpse of the home before they step foot in it.
Before you start a home project, keep these four things in mind:
  1. Why are you renovating? In other words, is your intention to update your home and get it show-ready or do you want to sell it for more money? Don’t fall into the trap of undertaking major renovations that may not pay off when you sell. If your home is in good shape, a few inexpensive updates may be enough to make your home attractive to buyers.
  2. The style of the neighborhood. Whenever you renovate your home, make sure the project fits with the style of the neighborhood and rules of the homeowner association. For example, an HOA may limit the choice and number of trees you can plant on your property. Similarly, a tall hedge border may not fit in in a neighborhood of low, picket fences.
  3. Permits. If you’re planning an extensive exterior renovation, you may need a permit from your municipality or other authority.
  4. Budget. A budget keeps your project’s costs and scope in check. Make a list of the improvements you’d like to make, set a realistic budget and stick to it. If you’d like advice on improvements you can make to boost your home’s curb appeal, give us a call.
Are you thinking of boosting your home’s curb appeal or renovating your home before you list? Do you want help making your home more appealing to potential buyers online and in-person? Give us a call and we’ll help you present your home in its best light.

 

 

 

 

 

 

 

This Cumming GA Real Estate blog is hosted by Gayle Barton of BERKSHIRE HATHAWAY HomeServices Georgia Properties.

I specialize in Real Estate sales in the following Forsyth County and North Fulton County cities: Cumming, Suwanee, Alpharetta, Milton and Johns Creek. Other north metro-Atlanta suburbs are serviced by request, so please call.

Forsyth County Real Estate | Cumming GA Real Estate | Mountain Crest Homes For Sale
 Cumming GA Real Estate | Forsyth County Real Estate

 

Sources: Remodeling, 2016 Cost vs Value Report

  • Realtor Mag, September 22, 2016
  • REALTOR.com
  • Houzz, Houzz & Home-U.S., June 2016
  • Houselogic.com

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    Forsyth County GA Mortgage Interest Rates: Another Surprise

    mortgage loan application - Cumming, GA home loan ratesIt usually takes at least some digging to come up with relevant news for Forsyth County GA real estate watchers. Last week provided an exception.

    The boldest headlines, cable TV info crawls, and email announcements dealt with the unexpected move in mortgage interest rates. The welcome news for Forsyth County GA home sellers and prospective buyers came with Freddie Mac’s midweek announcement that the benchmark 30-year mortgage rate had fallen to 3.97% “for the first time since November.”

    Beneath the “Mortgage Rates Tumble Below 4 Percent” headline, the quasi-government site elaborated on the importance of the move. The drop had pierced “the psychologically important 4 percent level.” Freddie doesn’t usually delve into psychology, but in this case, it was well warranted. Locally, Forsyth County GA mortgage interest rates had been expected to trace a slow but steady rise, paralleling the Federal Reserve’s announced intention to nudge bank borrowing rates upward. Last month, after the Fed did exactly that, Forsyth County GA mortgage interest rates behaved as expected, tiptoeing upward.

    Of course, since higher lending rates mean buyers experience higher monthly payments, that could presage less real estate activity. But since the Fed was expected to continue with two or three more Fed funds rate hikes in 2017, the opposite had been expected. More likely, prospective homebuyers would appreciate that the 4+% rates were still lower than average—and want to take advantage of them before they moved higher.

    And in fact, by Friday the NAR’s Realtor® website could confirm that U.S. “Existing-Home Sales Jumped 4.4% in March.” The spring selling season was off to a robust start, chalking up the strongest month of sales in a decade. That was all well and fine, but how to explain the drop in mortgage interest rates?

    Some informed opinions had it that world financial markets were queasy about an election in France, so capital was seeking safety (real estate lending fits the bill). When lenders have lots of investors sending cash into their coffers, rates get competitive. Others saw signs that the Fed might once again fail to follow through on future rate hike promises.

    As for the most important takeaway—namely, what should local buyers and sellers expect for the immediate future of mortgage interest rates in Forsyth County GA, prognosticators were saying things like, “it’s important not to over-interpret” the latest news. Translation: “It’s anyone’s guess.”

    One thing that is certain: we’re again seeing absolutely terrific Forsyth County mortgage interest rates!

    For potential buyers and sellers who choose to take advantage of that window, the way to get started is as easy as giving me a call!

     

     

     

    This Cumming GA Real Estate blog is hosted by Gayle Barton of BERKSHIRE HATHAWAY HomeServices Georgia Properties.

    I specialize in Real Estate sales in the following Forsyth County, North Fulton County and East Cobb cities: Cumming, Suwanee, Johns Creek, Alpharetta, Duluth, Milton, and Roswell. Other areas are serviced by request.

    South Forsyth Real Estate | Cumming GA Real Estate
     Cumming GA Real Estate | South Forsyth Real Estate

    Was Your Home a Good Investment? Use this Calculator to See

    I spend my days showing homes for sale in Cumming, GA in South Forsyth county GA and I speak to homeowners every week who are shocked to find out that their home is not worth what they thought it was.
    “But I paid $…”
    On the other hand, values in our local market have really held strong when compared to the national average so others are pleasantly surprised. It really just depends on a combination of location, date of purchase and updates/upgrades that have been made over the years.
    Are you wondering if buying your home was a good investment? You can use this Calculator from CNN Money to find out.
    Want an up-to-date market value analysis of your home? Just use this form to provide a bit of info and I’ll share my expertise with you for FREE!
    Want to know why you need a CMA or market value analysis before you decide to sell?

    See what your home is worth in just seconds

     

     

     

     

     

    This Cumming GA Real Estate blog is hosted by Gayle Barton of BERKSHIRE HATHAWAY HomeServices Georgia Properties.

    I specialize in Real Estate sales in the following Forsyth County, North Fulton County and East Cobb cities: Cumming, Suwanee, Johns Creek, Alpharetta, Duluth, Milton, and Roswell. Other areas are serviced by request.

    South Forsyth Real Estate | Cumming GA Real Estate
    Cumming GA Real Estate | South Forsyth Real Estate

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