Gayle Barton - Your Local Realtor - Forsyth | North Fulton | Dawson | Cherokee | Pickens | Dawson

  • Buying a Home
    • Nine Steps to Buying a Home
      • #1 – Choosing Your Realtor
      • #2 – Coordinating Your Financing
      • #3 – Starting Your Home Search
      • #4 – Preparing Your Purchase Offer
      • #5 – Arranging the Home Inspections
      • #6 – Completing the Financing Process
      • #7 – Closing & Settlement Details
      • #8 – Completing the Final Walk-Through
      • #9 -The Closing
    • VIDEO: Don’t Fall Victim To This Wire Fraud Scam
  • Selling a Home
    • Our Selling Strategy
    • Request a FREE Market Value Report (CMA)
    • What Does a Listing Agent Really Do?
    • Why Do I Need a CMA?
    • Request My Seller Tips and Reports
  • Meet Gayle
    • Read Gayle’s Bio
    • Our Core Values
  • Home

#6 – Completing the Financing Process

 

Your lender will need to receive a fully signed copy of the sales contract, including all listed exhibits. If you do not have this, your agent should provide it to you.

Your lender will also need the previously discussed documents required for the loan. If you are already preapproved then you have likely already provided them, but you will want to confirm this. 

The lender will order an appraisal of the home to confirm an accurate market value as it relates to the contract.

Per federal financing laws, your lender must provide you with a full closing disclosure at least three business days prior to the closing.

It is very likely that they will have you log into an encrypted server to accept the documents and provide e-signatures. Not having this completed within the time frame allotted will result in a minimum three day delay so please sign them immediately upon request.

What my Clients Say…

HIGHLY RECOMMEND!!! She did an initial walkthrough of the house and told us what we needed to update vs. leave as is. This saved us so much time and … Read More >>>

CLICK HERE TO GET PRE-APPROVED

Get-Preapproved Patrick Quinn, Lender Prosperity Mortgage

Interesting Real Estate Story of the Day

Organizing Your Home in 2026 – Kitchen Drawers

Have you decided that this is the year you’re finally going to get your home organized?   Over the last few days, I have been sharing interesting … [Read More...]

RSS Current Blog Post

  • HUD and USDA Roll Back ‘Overly Burdensome’ Energy Code Mandate
    The Department of Housing and Urban Development (HUD) and the Department of Agriculture (USDA) have announced they have rescinded the mandate that all new homes be built with the 2021 International Energy Conservation Code as the minimum energy-efficient standards, or they would be ineligible for an FHA or USDA-backed mortgage loan. The Biden Administration-era policy… […]

Meet Gayle

My clients needs are my number one priority and putting them first is how I distinguish myself from other agents in my area.
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  Cell: 404 710 0204

 

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325 Brannon Rd., Suite #200 Cumming GA 30041
770.844.8484

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