Real_Estate_Tips | Gayle Barton - Your Local Realtor - Forsyth | North Fulton | Cherokee | Pickens

Understanding Your Forsyth County Property Taxes

The property tax bills will go out soon which always generates a lot of questions from homeowners in the Cumming GA real estate market in South Forsyth about how the rate is determined. To better understand the process, the first thing you can do is to better understand the terms used when discussing the topic and how they relate. And, while it may seem somewhat convoluted, the math is really very simple.

Revaluation: Because property values fluctuate with changes in the local as well as national economies, from time to time the county will re-assess properties to confirm their current Fair Market Value (FMV). The purpose of a revaluation is not to raise taxes, but to create an equitable distribution of the tax load across all property owners. A revaluation is the process of performing all of the necessary market analysis and valuation steps to determine a current, accurate and equitable value for each property within the county.

Fair Market Value (FMV): The fair market value of a property is determined by a county appraisal of the property which is based on current area sales.

Assessed Value (ASV): The assessed value of a property in Forsyth County equals 40 percent of the fair market value estimate at the time of the revaluation. Ex: $100,000 (FMV) * 40% = $40,000 (ASV)

Millage Rate: The millage rate is defined as dollars per $1,000.00 of assessed value (ASV). For 2021, the Forsyth County millage rate has been set at $27.6144 per $1000.00 (or the decimal equivalent of .027614).

Property Tax Owed: To determine your property tax liability you simply multiply the ASV found above by the millage rate. Ex: $40,000 (ASV) *.027614 = $1,112.16. In this case, the property tax owed would be $1,104.56

Property Tax Appeal: If you feel that the fair market value (FMV) the county used to determine your tax rate is incorrect, you have the right to appeal the value. You will be expected to provide a list of comparable properties that have sold for a price below the county’s appraised value. Here are the details you need to know about how you can appeal your Forsyth County property tax valuation.

I hope that the practical tips and information I provide on my site will empower you with the information you need to take the critical steps necessary when buying, selling (or staying) in your home. If you did not find the information you’re looking for here, please ask me! I am always available to help.

Thinking of selling your home? I have a passion for Real Estate and love to share my marketing expertise! I service Real Estate sales in the following Forsyth, North Fulton and East Cobb and East Cherokee counties: Cumming, Suwanee, Johns Creek, Alpharetta, Duluth, Milton, Roswell and Canton.

Please feel free to call or text me at 404 710 0204 (or drop me an email) if I can provide you with more information about this article, or if I can assist you with buying or selling Forsyth County real estate.

This Cumming GA Real Estate blog is hosted by Gayle Barton of BERKSHIRE HATHAWAY HomeServices Georgia Properties.

I specialize in Real Estate sales in the following Forsyth County and North Fulton County cities: Cumming, Suwanee, Alpharetta, Milton and Johns Creek. Other north metro-Atlanta suburbs are serviced by request, so please call.

Gayle Barton Forsyth County Real Estate | Cumming GA Real Estate | Mountain Crest Homes For Sale
Gayle Barton Cumming GA Real Estate | Forsyth County Real Estate

Disclaimer: Information contained in this post is deemed reliable on the date of publication, but it is not guaranteed and it is subject to change without notice. All content, including text, original art, photographs and images, is the exclusive property of Gayle Barton and may not be used without expressed written permission.

Feng Shui Secrets That May Help Sell Your Home

Did you know that almost everything we associate with home staging, from clearing out clutter… to making your home smell good… to sprucing up the entry and foyer areas, are all feng shui strategies too? Feng Shui originated in China and its meaning is water and wind.

If you plan to sell your home this year, you might want to include a few of these feng shui principles to make it more inviting.

Make the First Impression Count

Curb appeal matters! As prospective buyers pull up to your home, the landscaping should enhance your property, not detract from it. This means you need to remove obstacles that block easy access to the home. You’ll want to create a light, happy mood – add a new welcome mat and provide good lighting, both on the porch and inside the entry foyer.

Ensure that all landscaping and potted plants appear healthy (dead plants create a visceral negative response, subconsciously). Pull weeds and trim back branches that overhang the entry path. Potted flowers or topiary bushes flanking the front door invite positive energy inside along with potential homebuyers.

See the Window of Opportunity

There is no such thing as “too clean” when your home is on the market. Your bottom line will definitely benefit if you give the property a good spring cleaning and work to make it more airy and bright. Start by washing the windows (windows play a significant role in Feng Shu and are considered the “eyes” of the home.)

Cloudy or dirty windows may be mistaken for “broken seals” which is an expense most buyers don’t want to take on. Make repairs of broken glass or jammed sills and then hire a window cleaning service to reach those high exterior windows. After cleaning, LEAVE THE SCREENS OFF, draw back the curtains and pull up the blinds. Allow the natural light to come pouring in.

Now, move everything and clean under and around it. This is the perfect opportunity to begin pre-packing the items you won’t need before you move.

Give Your Home an Air of Lightness

You will want to make your home feel as open, light and bright as possible. The goal is for a buyer to picture themselves living a happy, successful fulfilling life in the property. Items/issue that generate negative emotions will dampen their enthusiasm and limit their perceived value of the property.

Don’t allow personal items to detract from the actual selling features of your home. Clear all spaces of clutter and highlight the home’s best selling features: the gorgeous hardwood floors, the beautiful granite kitchen countertops or high ceilings.

When a buyer enters a home that’s full of unnecessary furniture and accessories, they struggle to picture making it their own. Since you plan to move, you might as well show the buyer that you are prepared. This can subconsciously say to the buyers that the home has been released and is ready for a new family’s memories.

Ignite the Senses

An airy, clean space is appealing to the eyes, but the other senses are just as important — especially smell!

Realtors have long-advised that a home must smell pleasant during a showing, but you never want a scent to be overwhelming. One way to easily incorporate smell is through the use of an essential oil diffuser or spray. A wax warm on a timer can be very helpful as it can cycle on throughout the day in case a showing schedules while you are away.

Strong or overly floral scents are always a no-no, but vanilla (reminiscent of freshly baked cookies) ignites a feeling of nostalgia and comfort. Lavender or spa scents can create a more relaxed, soothing environment. I would recommend also staying away from patchouli or sandalwood, as these are very polarizing fragrances that not everyone adores.

In this vein, pet owners should be mindful of their furry family members’ odors. Not everyone adores animals and their smells may be read by some buyers as “dirty”.

We often become so accustomed to the smells in our homes that we and never notice them. Instead, ask your trusted Realtor for an honest opinion of if they smell anything “off”.

I usually keep my ceiling fans on low all year to help with air movement. A few air-purifying plants can help as well. This is especially important if you have a bedroom located in a basement or situated over a garage.

Keep Bathrooms Tidy

Bathrooms need to be immaculately clean and tidy. Hide your personal items like toothpaste and razors away, and then leave a few decorative elements or clean hand towels out to soften the space. Ultimately, its best of you can leave the bathroom looking “hotel clean” – presenting a serene, spa-like atmosphere.

Use Minimalist Style

Like the bathrooms, other personal spaces should be depersonalized as well. Remove visible personal items and clothing and tuck them away in drawers or closets. Basically, you want the potential buyers to see themselves living in the space, not you. While particular items are used daily, they can be a distraction to others.

Pre-packing off season clothes can make closets appear larger. Shelves should look open and airy. My suggestion is to remove 50% of anything on currently on the shelves (books, chotskies framed family photos, etc…) and rearrange them allow the eye roam.

Is Your Home Feng Shui-ed to Sell?

If you’re preparing your home to sell, try to look at it objectively through a buyer’s eyes. Feel its energy. Does it feel dark and depressing or happy and light? We all want to believe that a new home will be the start of a lease on life and your bottom line can benefit significantly from a little planned effort.

Having trouble letting things go? I’ve started following Marie Kondo’s advice. I touch every item and ask myself “does this spark joy”. If no, it’s gone!

This Cumming GA Real Estate blog is hosted by Gayle Barton of BERKSHIRE HATHAWAY HomeServices Georgia Properties.

Gayle Barton Forsyth County Real Estate | Cumming GA Real Estate | Mountain Crest Homes For Sale
Gayle Barton Cumming GA Real Estate | Forsyth County Real Estate

How to Appeal Your Forsyth County Property Tax Bill

The property tax assessments will go soon which always generates many questions from homeowners in the Cumming GA real estate market in Forsyth County about how they can appeal the county’s valuation of their property.

As a Forsyth County real estate owner, you certainly have the right to appeal the property value used to determine your tax rate, but you have only 45 days from the date the state-required assessment notice was sent to do so.

As you can imagine, the county does not want to go through the full process for each and every property, so the best thing a homeowner can do is start with a call to the Tax Assessor’s office or by visiting the office to discuss your concerns with a staff appraiser. Tax Assessor’s contact information

To have the best chance of success, I would strongly advise that you arrive with a list of comparable properties that have sold for a price below the county’s appraised value. **They have already determined what they deem the value to be, so it will be up to you to prove your case and this is the easiest way to do so.

If this does not provide the result you desire, then you have three different appeal options.
1) Board of Equalization: Hearing board comprised of three citizens appointed by the Grand Jury to hear property tax appeals. There is no charge for this option of the appeal process.
2) Arbitration Without an Appeal to Superior Court: Appeal to a hearing officer with no right to appeal to Superior Court. (there is a fee involved)
3) Non-Homestead Property Appeal – For property valued at more than $1,000,000 you can appeal to a hearing officer with appeal rights to Superior Court. (there is a fee involved)

Property owners wishing to appeal their property value must indicate which appeal process they elect to utilize. See property tax appeal option details. Here is a link providing access to the Appeal process.

I hope that the practical tips and information I provide on my site will empower you with the information you need to take the critical steps necessary when buying, selling (or staying) in your home. If you did not find the information you’re looking for here, please ask me! I am always available to help.

Thinking of selling your home? I have a passion for Real Estate and love to share my marketing expertise!

I service Real Estate sales in the following Forsyth, North Fulton and East Cobb and East Cherokee counties: Cumming, Suwanee, Johns Creek, Alpharetta, Duluth, Milton, Roswell and Canton.

This Cumming GA Real Estate blog is hosted by Gayle Barton of BERKSHIRE HATHAWAY HomeServices Georgia Properties.

Gayle Barton Forsyth County Real Estate | Cumming GA Real Estate | Mountain Crest Homes For Sale
Gayle Barton Cumming GA Real Estate | Forsyth County Real Estate

Topics: appeal property tax, appealing my property tax valuation, property tax values, real estate tax, Forsyth County, Forsyth County property tax rate, Cumming GA property tax rate, property taxes

BERKSHIRE HATHAWAY HomeServices GEORGIA PROPERTIES

How to Avoid the Top 8 Home Inspection Mistakes

It’s easy to get swept up in the excitement of buying a home. Once you’ve had an offer accepted on your dream house, you’ll probably be anxious to move in. However, before you make a significant financial commitment, it’s best to know exactly what you’re buying.

When you hire a home inspector, you get a professional, in-depth examination of the property’s structures and systems. It’s a worthwhile investment that can save you money in the long run, either by warning you away from a bad purchase or by providing a list of deficiencies you can use to negotiate with the sellers.

The inspector’s report will also list minor repairs that, if made, will help to maintain your home over the long term. Additionally, a good inspector can often predict the standard life expectancy of your roof, HVAC, and other big-ticket items so you can start planning for their eventual replacement.

However, many buyers make mistakes during the inspection process that cost them time and money and lead to unnecessary stress. Avoid these eight common buyer blunders to minimize your risk, protect your investment, and give yourself peace of mind and confidence in your new home purchase.

MISTAKE 1: Skip Your Own Inspection

Many buyers rely on their home inspector to point out issues with the property. However, by conducting your own visual assessment before you submit an offer, you can factor expected expenses into the offer price. Or, if you suspect major problems, you may choose to move on to a different property altogether.

Examine the walls and ceilings. Are there suspicious cracks, which could point to a foundation issue? Any discoloration? Yellow spots can indicate water damage, while black spots are typically mold. If there’s a basement, look for powdery white deposits along the walls and slab, which can result from water seepage.¹

To assess the plumbing, start by turning on a bathroom sink or tub, then flushing the toilet. Check for a drop in water pressure or a gurgling sound coming from the pipes. You can also try running the water in sinks and tubs for several minutes to test for drainage issues. Peak underneath sinks to spot signs of leaks or drain pipes that go into the floor instead of the wall.¹

Look for fogged or drafty windows, which may need replacing. Examine the roof for signs of cupped, curled, or cracked shingles. Check siding, decks, and other wooden structures for evidence of rot.

Overall, does the home appear to be well maintained? Unless it’s a highly-competitive seller’s market, consider the overall condition of the property BEFORE you submit an offer. Work with your real estate agent to factor in repairs and updates you know you’ll need to make when you determine your offer price.

MISTAKE 2: Hire the Cheapest Inspector

We all love to save money, but not all inspectors are created equal. Before you hire one, do a little research.² You may even want to start shopping for an inspector before you complete your home search. Inspection periods are typically short, so it never hurts to be prepared.

You can start by asking around for recommendations. Check with friends and family members, as well as your real estate agent. Then contact at least two or three inspectors so you can compare not only price but also levels of experience and service.

Ask about their background, years of experience, and the number of inspections they have completed. Verify their certifications and credentials, and make sure they carry the proper insurance.

Find out what is (and what isn’t) covered in the inspection and if they utilize the latest technology. Ask to see a sample report so you can compare the style and level of detail provided. Finally, make sure you feel confident in the inspector’s abilities and comfortable asking him/her questions.

MISTAKE 3: Miss Attending the Inspection

Make every effort to be on-site during the inspection. Buyers who aren’t present during their inspection miss out on a great opportunity to gather valuable information about their new home.

If can attend the inspection, don’t spend all your time picking out paint colors or chatting with your new neighbors. Instead, use your time there to shadow the inspector. It’s the perfect chance to find out where everything is located, ask questions, and see first-hand what repairs and updates may be needed.³

Of course, if you do choose to tag along with your inspector, exercise good judgment. Don’t get in the way, become a distraction, or do anything to jeopardize your (or the inspector’s) safety.

If you can’t make it to the inspection, ask if you can schedule a time to meet in person or speak by phone to go over the report in detail. It will give you an opportunity to ask questions or request clarification about issues in the report you don’t fully understand.

MISTAKE 4: Skim Over the Report

Inspection reports can be long and tedious, and it can be tempting to skim over them. However, buyers who do this risk missing crucial information.

Instead, you should read over the report carefully, so you don’t miss anything significant. Now is the time to address any areas of concern. You have a limited window of time to request repairs or negotiate the selling price, so don’t squander it.

Your inspector may also flag some minor items that you wouldn’t typically expect a seller to fix. However, ignoring these small issues can sometimes lead to bigger problems down the road. Make sure you read everything in the report so you can take future action if needed.

MISTAKE 5: Avoid Asking Questions

Some buyers are too embarrassed to ask questions when there’s something in the inspection report they don’t understand. Afraid they might look foolish, they avoid asking questions and end up uninformed about important issues that could impact their home purchase.

The reality is, questions are expected. You hired your inspector for their professional expertise, so don’t be shy about tapping into it. For example, you might ask:

Would you get this issue fixed in your own home?
How urgent is it?
What could happen if I don’t fix it?
Is this a simple issue I could fix myself?
What type of professional should I call?
Can you estimate how much it would cost to make this repair?
How much longer would you expect this system/structure/appliance to last?
What maintenance steps would you recommend?

Don’t bother asking your inspector if you should buy the property, because he/she won’t be able to answer that question for you. Instead, use the information provided to make an informed decision. A skilled real estate agent can help you determine the best path.

MISTAKE 6: Expect a Perfect Report

Some buyers get scared off by a lengthy inspection report. But with around 1600 items on an inspector’s checklist, you shouldn’t be surprised if yours uncover a large number of deficiencies.⁴ The key is to understand which problems require simple fixes, and which ones will require extensive (and costly) repairs.

Your real estate agent can help you decide if and how to approach the sellers about making repairs or reducing the price. Whatever you do, try to focus on the major issues identified in the inspector’s report, and don’t expect the sellers to address every minor item on the list. They will be more receptive if they perceive your requests to be reasonable.

MISTAKE 7: Forgo Additional Testing

There are times when an agent or inspector will recommend bringing in a specialist to evaluate a potential issue.⁵ For example, they may suggest testing for mold or consulting with a roofing expert.

Some buyers get spooked by the possibility of a “red flag” and decide to jump ship. Or, in their haste to close or desire to save money, they choose to ignore the recommendation for additional testing altogether.

Don’t make these potentially costly mistakes. In some cases, the specialist will offer a free evaluation that takes minimal time to schedule. And if not, the small investment you make could provide you with peace of mind or save you a fortune in future repairs.

MISTAKE 8: Skip Re-inspection of Repairs

Most buyers request receipts to prove that repairs have been correctly completed. However, it’s always prudent to go a step further and have negotiated repairs re-evaluated by your inspector or another qualified professional, even if there’s an additional charge.⁶

While the majority of sellers are forthcoming, some will try to save money by cutting corners, hiring unlicensed technicians, or doing the work themselves. A re-inspection will help ensure the repairs are completed properly now, so you aren’t paying to redo them later.

To avoid having to go back to the sellers, be specific when requesting repairs. Identify the problem, how repairs should be completed, who should complete the work, and how the repairs will be verified.⁷

Some buyers prefer to avoid this step altogether by completing the work themselves. They either request that the seller fund the repairs or reduce the selling price accordingly. Whichever path you choose, protect yourself and your investment by ensuring the work is done properly.

WE CAN HELP

A home inspection can reduce your risk and save you money over the long-term. But to maximize its effectiveness, it must be done properly. Avoid these eight common home inspection mistakes to safeguard your investment.

While these are some of the most common missteps, there are countless others that can trip up home buyers, cost them time and money, and cause undue stress. Fortunately, we have an awesome group of inspectors to refer you to – who have skills and experience to help you avoid the potential pitfalls.

If you’re in the market to buy a home, we can help you navigate the buying process … typically at no cost to you! Tap into our expertise to make the right decisions for your real estate purchase. Contact us today to schedule a free consultation!

PRINT THE REPORT>>>

This local Real Estate blog is hosted by Gayle Barton of BERKSHIRE HATHAWAY HomeServices Georgia Properties.

Please feel free to call or text me at 404-710-0204 (or drop me an email) if I can provide you with more information about this article, or if I can assist you with buying or selling your North Fulton / Forsyth County / Cherokee County / Pickens County / Dawson County real estate.

Sources:

Family Handyman –https://www.familyhandyman.com/tools/diy-home-inspection-tools/view-all/
HGTV –https://www.hgtv.com/design/real-estate/finding-the-right-home-inspector
The New York Times –https://www.nytimes.com/2018/03/23/realestate/home-inspection.html
Realtor.com –https://www.realtor.com/advice/buy/what-does-a-home-inspector-look-for/
Realty Times –https://realtytimes.com/advicefromagents/item/37369-top-5-biggest-home-inspection-mistakes
Realtor.com –https://www.realtor.com/advice/buy/home-inspection-mistakes-buyers-should-avoid/
Star Tribune –http://www.startribune.com/who-verifies-repairs-after-the-home-inspection/132844523/

Is the Home Seller Watching You??? Real Estate Tips and Tricks

We all know that we a likely under video surveillance when we are in a store or other public place, but did you know that a seller may be watching you when you are looking at a home you might like to buy?

Could something you say or do limit your chances of getting the best deal possible? Maybe!

Check out this quick video to see what you need to know!

As a real estate professional, I am here to help you navigate the market and assist you in finding the best opportunities for YOU!

Not yet pre-approved for your mortgage? Contact me and we can connect with a local mortgage professional to guide you through the ever-changing market! I have an awesome team of lenders to help you and I would love to help navigate the process and help you move forward.

Please feel free to call or text me at 404 710 0204 (or drop me an email) if I can provide you with more information about this article, or if I can assist you with buying or selling Forsyth County real estate.

This Cumming GA Real Estate blog is hosted by Gayle Barton of BERKSHIRE HATHAWAY HomeServices Georgia Properties.

Gayle Barton Forsyth County Real Estate | Cumming GA Real Estate | Mountain Crest Homes For Sale
Gayle Barton Cumming GA Real Estate | Forsyth County Real Estate

Thinking of Doing a Cash-Out REFI?? Watch this first!!

Are thinking about doing a cash-out REFI soon?? You will definitely want to watch this quick video before you make a HUGE mistake!

Getting a mortgage doesn’t haven’t be so complicated or overwhelming. Let’s talk about what to expect going in. (I HAVE AWESOME RESOURCES and I’m here to help!)

Please feel free to call or text me at 404 710 0204 (or drop me an email) if I can provide you with more information about this article, or if I can assist you with buying or selling Forsyth County real estate.

This Cumming GA Real Estate blog is hosted by Gayle Barton of BERKSHIRE HATHAWAY HomeServices Georgia Properties.

Gayle Barton Forsyth County Real Estate | Cumming GA Real Estate | Mountain Crest Homes For Sale
Gayle Barton Cumming GA Real Estate | Forsyth County Real Estate

VIDEO – The Real Estate Market is Changing!

As you likely know, the real estate market is changing! I am getting tons of questions about this, so I put together a quick video to tell you what you need to know if you are planning to sell soon.

✔ Get a FREE Pre-Listing consultation – When you’re ready, let’s discuss your needs and schedule a complimentary consultation!

I offer complimentary home evaluations and selling strategy consulting. Text, call or email me to make an appointment today.

This Cumming GA Real Estate blog is hosted by Gayle Barton of BERKSHIRE HATHAWAY HomeServices Georgia Properties.

Gayle Barton Forsyth County Real Estate | Cumming GA Real Estate | Mountain Crest Homes For Sale
Gayle Barton Cumming GA Real Estate | Forsyth County Real Estate

How To Know Its Time To Sell

According to Realtor® Magazine, a “yes” answer to most of the following questions means you just might be ready to list it:

1. Have you built substantial equity in your current home?
2. Has your income or financial situation changed?
3. Have you outgrown your neighborhood?
4. Are there reasons why you can’t remodel or add on?
5. Are you comfortable moving in the current housing market?
6. Are interest rates attractive?
7. Is the effort and cost of maintaining your current home becoming difficult to manage?

Of course, these questions are not exhaustive and there may be other factors pushing you to sell or hold back. I’d love to chat with you if you have questions about the market or help in determining the right time to make a move.

Source: National Association of Realtors®/Realtor® Magazine, “Questions to Ask When Considering Selling”/span>

This Cumming GA Real Estate blog is hosted by Gayle Barton of BERKSHIRE HATHAWAY HomeServices Georgia Properties.

Gayle Barton Forsyth County Real Estate | Cumming GA Real Estate | Mountain Crest Homes For Sale
Gayle Barton Cumming GA Real Estate | Forsyth County Real Estate

Home Security and Safety Questions to Consider

You will definitely want to take a moment to checkout this handy home security and safety question checklist from SafeWise Security. It may just save your life… or at least, your property!

Are any of your valuables visible from the street?

Residential burglaries account for nearly 75 percent of all break-ins in America. If you can see valuables inside your home from the street, so can a burglar. Burglars are notorious for “window shopping” so SafeWise encourages you to keep valuables, like cash, jewelry, electronics and guns, out of view.

Are your doors and windows visible from the street or from a neighbors view?

Burglars are always looking for ways to get into your home without being seen. Overgrown shrubs give them the concealment they want to break into your home without the neighbors noticing. Keep shrubs trimmed and be sure to use the yard signs and window decals provided by your home security company to alert potential burglars that your home has help being protected.

Are your doors made of either solid wood or metal clad?

Nearly one third of burglars enter a home through the front door. An old wooden door or a hollow one can be kicked in within seconds. Help beef up your home’s security by installing a windowless solid wood or metal clad door.

Are your entryways and pathways well lit at night?

A dark entrance or pathway is not only a safety hazard, it’s like rolling out the welcome mat for a burglar. SafeWise encourages you to use pathway lighting and motion lighting to illuminate your home’s exterior. Some alarm monitoring providers even offer apps that let you control your home’s lighting from your smartphone.

Is your house number clearly visible from the street?

When an emergency strikes, every second counts. Make sure that police, firefighters, and/or paramedics can quickly find the right house by keeping your house numbers visible. SafeWise advises checking your house numbers quarterly to ensure they haven’t faded or been obstructed by vegetation.

Can you see who’s at the door without opening it?

Opening the door to your home without knowing who’s on the other side can be frightening and dangerous. SafeWise urges home owners to select a quality door that’s equipped with a peep hole. If your home already has a quality door installed, but it doesn’t have a peep hole, you can purchase one and install it in the door. Wide angle peep holes are best because they offer the greatest range of view.

Do you have a cell phone in case of cut telephone wires?

Even if you don’t use a cell phone as your primary means of communication, having one handy is a good safety and security precaution. Some thieves will cut phone lines before they enter the home, so having a charged cell phone to call for help can benefit you.

Do you have a neighbor who has a spare set of keys to your home?

It’s always a good idea for a neighbor to be armed with a set of spare keys should you get locked out or if they need to enter your home in the event of an emergency. Just make sure it’s a neighbor you can trust.

Do you have all your mail held at the post office when you travel?

There are certain things a burglar looks for when he’s casing a neighborhood; an overflowing mailbox is one of them. Have your mail held at the post office if you’re travelling for an extended period of time or have a neighbor/relative pick the mail up for you.

Do you have an emergency escape plan in case of break-in?

A burglar trying to break-in is a homeowner’s worst nightmare. SafeWise believes you can never be too prepared for the unthinkable, so establish and practice an emergency escape plan with your family once or twice a year to make sure everyone is prepared in the case of a break-in.

Do you have any yard signs or window decals that state your home is monitored?

Be sure to display the yard and window decals that your home security company provides you with. SafeWise recommends placing these decals on the windows that face the side and rear of your home, as well as in the front, because 50 percent of the time a burglar enters the home via a window or back door.

Do you have fire extinguishers easily accessible throughout your home?

In 2012, a home structure fire was reported every 85 seconds in America. If a fire were to break out in your home right now, is your fire extinguisher easily accessible and functional? In addition to fire extinguishers, SafeWise suggests adding smoke and fire monitoring to your home security plan so your family will be alerted the moment trouble is detected.

Do you have keyed deadbolt locks installed on all of your doors?

A burglary occurs roughly every 20 seconds in the U.S., outfitting your home’s front and back door with a hardened steel bolt is your first line of defense against a burglar because it makes the door much more difficult to kick in.

Do you have motion-sensor lights installed?

The last thing a burglar wants is the spotlight. Incorporate motion-sensor lighting into your home security plan and you’ll send a strong signal to burglars that you take protecting your home seriously. In addition to securing the perimeter of your home, SafeWise advises also using motion-sensor lighting to secure sheds and garages.

Do you have secondary locks on sliding glass doors or do you secure the door with a dowel on the inside track?

Burglars love sliding doors, especially during the summer when they’re often left unlocked or open. You should know July and August are the two hottest months for break-ins, so be sure your sliding doors are locked, and outfitted with a secondary locking mechanism or dowel to provide additional security.

Do you have secondary locks on your windows?

Windows account for a quarter of all break-in entry points. That’s because they are frequently left unlocked, or outfitted with cheap window locks make them vulnerable to attack. Make it difficult for anyone to get in with help from secondary locks and window sensors.

Do you have timers on your lights?

Daytime burglaries account for nearly 40 percent of all break-ins, but a dark house is practically begging for a break-in. Inexpensive, easy to install, and simple to operate, there’s no reason why you shouldn’t have timers on your lights to make your home look occupied while you’re out and about. Alternatively, many home security companies offer apps that let you turn lights on and off right from your smartphone.

Do you keep an inventory of your personal property in case of theft?

In the event of a burglary, you don’t want to forget to include any stolen property on a report for the police or an insurance claim. Keeping an inventory of your personal property helps ensure you are compensated for all losses.

Do you keep medications out of sight?

Keeping medications out of sight means helping keep them out of the hands of burglars who could use your meds themselves or sell them on the street. Keeping your medicines off the counter helps reduce the temptation.

Do you keep your valuables stored in a safety deposit box or safe?

To keep your valuables safe, your best option is to keep them somewhere difficult for potential burglars to reach, such as a safety deposit box or a safe. Both of these can only be opened with a key or combination, so intruders can’t easily access them.

Do you know your neighbors across the street and on all three sides of your home?

Good neighbors look out for each other and share any suspicious activity they’ve noticed around other homes, particularly when someone is out of town or at the office. Knowing your neighbors is crucial for maintaining a sense of security in your area.

Do you leave a house key under your door mat?

Under the door mat is often one of the first hiding places a burglar will check for keys. Your best bet is to leave a spare key with a nearby, trusted neighbor or relative.

Do you lock the gate(s) to your backyard?

About 30 percent of all burglaries occur when a door or window is left open or unlocked, including those in the backyard. Keep the gates to your backyard locked, especially at night and when you are not at home, to help keep chances of burglary to a minimum.

Do you lock up your grills, lawn mowers, bikes, or other outdoor valuables?

Any valuable property that is kept outdoors should be locked up when not in use to keep it from being easily accessible for burglars. If you can put it out of sight and lock it up, that’s even more ideal.

Do you lock all doors at night and every time you leave the house, even if it’s just for a few minutes?

It doesn’t take long for a burglar to break into your home, especially if a door is left unlocked. Even if you’re only leaving home for a moment, it’s important to always lock the door behind you. The same goes for locking the doors at night. Even if you’re home, the doors should be locked.

Do you shred documents with personal information before disposing them?

Even if it’s something like unwanted junk mail, you should always shred any document that may have personal information on it before throwing it in your trash can. This can help you ensure your personal identity is less at risk for being stolen.

Do your doors fit tight in their frames?

While an unlocked door is the most common entry point for a burglar, a flimsy door is another common way to break-in. If your doors do not fit tightly, you should install weather stripping around them to better hold them in place.

Does your neighborhood have a watch program?

A good quality neighborhood watch program is to have a focus on educating neighbors on how to actively look out for one another to prevent or lessen crimes in their area. Burglaries decreased more than 30 percent nationwide throughout the 1990s, thanks to neighborhood watch programs.

Did you have all your doors been rekeyed when you moved in?

If your home or apartment was owned by someone before you, they (or whoever they gave keys to) could still potentially have a key that can unlock your doors. It’s best to rekey your home—which is easier than changing out all of the locks—so only you have all of the copies of the key to your home.

Have there been any break-ins in the neighborhood recently?

If a house in your neighborhood has been broken into, you need to be on higher alert about your own home security. You could face an increased risk of burglary, as burglars may return to the area of a successful break-in and target similar homes nearby.

Have you secured any mail slots, dryer vents, or pet entrances that a burglar could enter through?

Even if you keep all of your doors and windows locked, burglars can still attempt to access locks from a dryer vent, mail slot or pet entrance. It’s important to have some sort of box, cage, or other locking mechanism over these possible entry points to help keep your home as burglar-proof as possible.

Is your home’s exterior well lit?

If you have the right outdoor lighting in place, a well-lit home could help deter burglars from trying to enter your home. It’s easier to be seen with outdoor lighting, so burglars are more likely to stay away from lights and go in search of darker places to target.

Is your street well-lit at night?

In addition to having a well-lit home, having a well-lit neighborhood can be another deterrent for burglars. If the neighborhood is kept well-lit at night, it can help the area be safer to walk around, and burglars are more likely to stay out of the neighborhood as a whole.

Do you have a company that monitors your home alarm system?

Home security providers can offer 24/7 monitoring of your home and can notify you of emergencies in your home, including fire, carbon monoxide, or a burglary, wherever you are. You’ll also have a trained monitoring specialist on the line ready to help you contact the authorities if necessary. Compare alarm monitoring providers to find the right one for you.

Do you have surveillance cameras?

Nine out of ten convicted burglars say they’d avoid targeting a home with video surveillance. If you’re looking to take your home security to the next level, surveillance cameras can be a strong addition to any home security strategy.

Do you have working carbon monoxide detectors?

Each year, more than 150 people die from non-fire related carbon monoxide poisoning. SafeWise recommends installing carbon monoxide detectors and test them regularly (once a month) to make sure you’re protected against this invisible danger.

Do you have working smoke detectors?

Three out of five house fire deaths occur in households without working smoke alarms. Make sure to check batteries and test your smoke detector regularly (at least twice a year).

Do you store your ladders and tools in a locked garage or shed?

Don’t give would-be burglars the tools they need to break into your house. Make sure tools, ladders, and any other equipment they could utilize is kept locked away.

Have you installed a home security system?

Homes without security systems are more likely to be burglarized than those with a security system. 60% of convicted burglars say the presence of an alarm would cause them to seek a different home to burglarize. SafeWise recommends reading reviews and comparing security providers to decide which one is right for you.

If you’re like most homeowners, you may not know about all of the things that would make your home vulnerable. Now that you’ve gone through our home security checklist, you can assess possible weaknesses in your home and fix areas that will help burglar-proof your home.

This Cumming GA Real Estate blog is hosted by Gayle Barton of BERKSHIRE HATHAWAY HomeServices Georgia Properties.

Gayle Barton Forsyth County Real Estate | Cumming GA Real Estate | Mountain Crest Homes For Sale
Gayle Barton Cumming GA Real Estate | Forsyth County Real Estate

Real Estate Seller Mistakes – 8 Things That Turn Off Cumming, GA Homebuyers

Real estate articles that are made up of just lists are now being called “listicles”—and there are certainly plenty of them around. This list that appeared in Bankrate’s “7 things that could turn off homebuyers” is a must read!

The actual listicle may not have been the product of much real research into houses for sale, but it was amusing. In the best social media tradition, I’d like to add a few thoughts in order to come up with a modified/improved “things list” (for starters, here are 8):

8 Things Bound to Offend Cumming, GA Homebuyers

Uncaged animals or “scary pets” such as large, loud dogs or snake & reptiles.
Animal trophies: Better to pack them up. Dead animals can offend some non-Ernest Hemmingway fans.
Flags: An American flag is okay, but Confederate flags just get people thinking about controversy instead of the house.
Sports teams memorabilia: This one is questionable, especially in a nicely understated den or TV room. Trash-talking posters, not so much.
Nudity: The Bankrate article was describing artwork—the point being that for some homebuyers, even tasteful artwork produces a degree of shock value. Universally showable homes strive to avoid shock value.
Mystery rooms: If the idea is to help potential Cumming, GA buyers to picture themselves as owners, then rooms without obvious purpose or worse yet, a locked door, works against the goal.
Odors (bad or exotic ones, that is): Our sense of smell is a powerful memory trigger, and if the lingering aroma of a cigar or onions predominates, it could easily make buyers associate the property with something in their past. Whether the “something” is good or bad is anyone’s guess.
Owners: Even if the potential buyers turn out to be exactly your kind of people, that too is a distraction from the business at hand. It’s hard enough for buyers to visit a series of properties and remember which place had which features—so it’s a relief for them not to have to go through the social niceties of meeting new people—owners included.

This should be a fairly non-controversial list. Once we’ve all agreed that the owners should step out for a walk while the showing is in progress, the rest will be easy to accept. For other proven ways to speed your own Cumming, GA house for sale into the ‘sold’ category, give me a call anytime!

This Cumming GA Real Estate blog is hosted by Gayle Barton of BERKSHIRE HATHAWAY HomeServices Georgia Properties.

Gayle Barton Forsyth County Real Estate | Cumming GA Real Estate | Mountain Crest Homes For Sale
Gayle Barton Cumming GA Real Estate | Forsyth County Real Estate

Understanding Your Forsyth County Property Taxes

Fair Market Value (FMV): The fair market value of a property is determined by a county appraisal of the property which is based on current area sales.

Assessed Value (ASV): The assessed value of a property in Forsyth County equals 40 percent of the fair market value estimate at the time of the revaluation. Ex: $100,000 (FMV) * 40% = $40,000 (ASV)

Millage Rate: The millage rate is defined as dollars per $1,000.00 of assessed value (ASV). For 2021, the Forsyth County millage rate has been set at $27.6144 per $1000.00 (or the decimal equivalent of .027614).

Property Tax Owed: To determine your property tax liability you simply multiply the ASV found above by the millage rate. Ex: $40,000 (ASV) *.027614 = $1,112.16. In this case, the property tax owed would be $1,104.56

Thinking of selling your home? I have a passion for Real Estate and love to share my marketing expertise! I service Real Estate sales in the following Forsyth, North Fulton and East Cobb and East Cherokee counties: Cumming, Suwanee, Johns Creek, Alpharetta, Duluth, Milton, Roswell and Canton.

How to Appeal Your Forsyth County Property Tax Bill

The property tax assessments will go soon which always generates many questions from homeowners in the Cumming GA real estate market in Forsyth County about how they can appeal the county’s valuation of their property.

As a Forsyth County real estate owner, you certainly have the right to appeal the property value used to determine your tax rate, but you have only 45 days from the date the state-required assessment notice was sent to do so.

Property owners wishing to appeal their property value must indicate which appeal process they elect to utilize. See property tax appeal option details. Here is a link providing access to the Appeal process.

Thinking of selling your home? I have a passion for Real Estate and love to share my marketing expertise!

I service Real Estate sales in the following Forsyth, North Fulton and East Cobb and East Cherokee counties: Cumming, Suwanee, Johns Creek, Alpharetta, Duluth, Milton, Roswell and Canton.

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Fair Market Value (FMV): The fair market value of a property is determined by a county appraisal of the property which is based on current area sales.

Assessed Value (ASV): The assessed value of a property in Forsyth County equals 40 percent of the fair market value estimate at the time of the revaluation. Ex: $100,000 (FMV) * 40% = $40,000 (ASV)

Millage Rate: The millage rate is defined as dollars per $1,000.00 of assessed value (ASV). For 2021, the Forsyth County millage rate has been set at $27.6144 per $1000.00 (or the decimal equivalent of .027614).

Property Tax Owed: To determine your property tax liability you simply multiply the ASV found above by the millage rate. Ex: $40,000 (ASV) *.027614 = $1,112.16. In this case, the property tax owed would be $1,104.56

Thinking of selling your home? I have a passion for Real Estate and love to share my marketing expertise! I service Real Estate sales in the following Forsyth, North Fulton and East Cobb and East Cherokee counties: Cumming, Suwanee, Johns Creek, Alpharetta, Duluth, Milton, Roswell and Canton.

Did you know that almost everything we associate with home staging, from clearing out clutter… to making your home smell good… to sprucing up the entry and foyer areas, are all feng shui strategies too? Feng Shui originated in China and its meaning is water and wind.

If you plan to sell your home this year, you might want to include a few of these feng shui principles to make it more inviting.

Make the First Impression Count

See the Window of Opportunity

Now, move everything and clean under and around it. This is the perfect opportunity to begin pre-packing the items you won’t need before you move.

Give Your Home an Air of Lightness

Don’t allow personal items to detract from the actual selling features of your home. Clear all spaces of clutter and highlight the home’s best selling features: the gorgeous hardwood floors, the beautiful granite kitchen countertops or high ceilings.

Ignite the Senses

An airy, clean space is appealing to the eyes, but the other senses are just as important — especially smell!

In this vein, pet owners should be mindful of their furry family members’ odors. Not everyone adores animals and their smells may be read by some buyers as “dirty”.

We often become so accustomed to the smells in our homes that we and never notice them. Instead, ask your trusted Realtor for an honest opinion of if they smell anything “off”.

I usually keep my ceiling fans on low all year to help with air movement. A few air-purifying plants can help as well. This is especially important if you have a bedroom located in a basement or situated over a garage.

Keep Bathrooms Tidy

Use Minimalist Style

Pre-packing off season clothes can make closets appear larger. Shelves should look open and airy. My suggestion is to remove 50% of anything on currently on the shelves (books, chotskies framed family photos, etc…) and rearrange them allow the eye roam.

Is Your Home Feng Shui-ed to Sell?

Having trouble letting things go? I’ve started following Marie Kondo’s advice. I touch every item and ask myself “does this spark joy”. If no, it’s gone!

The property tax assessments will go soon which always generates many questions from homeowners in the Cumming GA real estate market in Forsyth County about how they can appeal the county’s valuation of their property.

As a Forsyth County real estate owner, you certainly have the right to appeal the property value used to determine your tax rate, but you have only 45 days from the date the state-required assessment notice was sent to do so.

Property owners wishing to appeal their property value must indicate which appeal process they elect to utilize. See property tax appeal option details. Here is a link providing access to the Appeal process.

Thinking of selling your home? I have a passion for Real Estate and love to share my marketing expertise!

I service Real Estate sales in the following Forsyth, North Fulton and East Cobb and East Cherokee counties: Cumming, Suwanee, Johns Creek, Alpharetta, Duluth, Milton, Roswell and Canton.

How to Avoid the Top 8 Home Inspection Mistakes

It’s easy to get swept up in the excitement of buying a home. Once you’ve had an offer accepted on your dream house, you’ll probably be anxious to move in. However, before you make a significant financial commitment, it’s best to know exactly what you’re buying.

However, many buyers make mistakes during the inspection process that cost them time and money and lead to unnecessary stress. Avoid these eight common buyer blunders to minimize your risk, protect your investment, and give yourself peace of mind and confidence in your new home purchase.

MISTAKE 1: Skip Your Own Inspection

Look for fogged or drafty windows, which may need replacing. Examine the roof for signs of cupped, curled, or cracked shingles. Check siding, decks, and other wooden structures for evidence of rot.

MISTAKE 2: Hire the Cheapest Inspector

We all love to save money, but not all inspectors are created equal. Before you hire one, do a little research.2 You may even want to start shopping for an inspector before you complete your home search. Inspection periods are typically short, so it never hurts to be prepared.

You can start by asking around for recommendations. Check with friends and family members, as well as your real estate agent. Then contact at least two or three inspectors so you can compare not only price but also levels of experience and service.

Ask about their background, years of experience, and the number of inspections they have completed. Verify their certifications and credentials, and make sure they carry the proper insurance.

MISTAKE 3: Miss Attending the Inspection

Make every effort to be on-site during the inspection. Buyers who aren’t present during their inspection miss out on a great opportunity to gather valuable information about their new home.

Of course, if you do choose to tag along with your inspector, exercise good judgment. Don’t get in the way, become a distraction, or do anything to jeopardize your (or the inspector’s) safety.

If you can’t make it to the inspection, ask if you can schedule a time to meet in person or speak by phone to go over the report in detail. It will give you an opportunity to ask questions or request clarification about issues in the report you don’t fully understand.

MISTAKE 4: Skim Over the Report

Inspection reports can be long and tedious, and it can be tempting to skim over them. However, buyers who do this risk missing crucial information.

Instead, you should read over the report carefully, so you don’t miss anything significant. Now is the time to address any areas of concern. You have a limited window of time to request repairs or negotiate the selling price, so don’t squander it.

Your inspector may also flag some minor items that you wouldn’t typically expect a seller to fix. However, ignoring these small issues can sometimes lead to bigger problems down the road. Make sure you read everything in the report so you can take future action if needed.

MISTAKE 5: Avoid Asking Questions

Some buyers are too embarrassed to ask questions when there’s something in the inspection report they don’t understand. Afraid they might look foolish, they avoid asking questions and end up uninformed about important issues that could impact their home purchase.

The reality is, questions are expected. You hired your inspector for their professional expertise, so don’t be shy about tapping into it. For example, you might ask:

Would you get this issue fixed in your own home?

How urgent is it?

What could happen if I don’t fix it?

Is this a simple issue I could fix myself?

What type of professional should I call?

Can you estimate how much it would cost to make this repair?

How much longer would you expect this system/structure/appliance to last?

What maintenance steps would you recommend?

Don’t bother asking your inspector if you should buy the property, because he/she won’t be able to answer that question for you. Instead, use the information provided to make an informed decision. A skilled real estate agent can help you determine the best path.

MISTAKE 6: Expect a Perfect Report

MISTAKE 7: Forgo Additional Testing

There are times when an agent or inspector will recommend bringing in a specialist to evaluate a potential issue.5 For example, they may suggest testing for mold or consulting with a roofing expert.

Some buyers get spooked by the possibility of a “red flag” and decide to jump ship. Or, in their haste to close or desire to save money, they choose to ignore the recommendation for additional testing altogether.

Don’t make these potentially costly mistakes. In some cases, the specialist will offer a free evaluation that takes minimal time to schedule. And if not, the small investment you make could provide you with peace of mind or save you a fortune in future repairs.

MISTAKE 8: Skip Re-inspection of Repairs

Most buyers request receipts to prove that repairs have been correctly completed. However, it’s always prudent to go a step further and have negotiated repairs re-evaluated by your inspector or another qualified professional, even if there’s an additional charge.6

While the majority of sellers are forthcoming, some will try to save money by cutting corners, hiring unlicensed technicians, or doing the work themselves. A re-inspection will help ensure the repairs are completed properly now, so you aren’t paying to redo them later.

To avoid having to go back to the sellers, be specific when requesting repairs. Identify the problem, how repairs should be completed, who should complete the work, and how the repairs will be verified.7

Some buyers prefer to avoid this step altogether by completing the work themselves. They either request that the seller fund the repairs or reduce the selling price accordingly. Whichever path you choose, protect yourself and your investment by ensuring the work is done properly.

WE CAN HELP

A home inspection can reduce your risk and save you money over the long-term. But to maximize its effectiveness, it must be done properly. Avoid these eight common home inspection mistakes to safeguard your investment.

If you’re in the market to buy a home, we can help you navigate the buying process … typically at no cost to you! Tap into our expertise to make the right decisions for your real estate purchase. Contact us today to schedule a free consultation!

We all know that we a likely under video surveillance when we are in a store or other public place, but did you know that a seller may be watching you when you are looking at a home you might like to buy?

Could something you say or do limit your chances of getting the best deal possible? Maybe!

Check out this quick video to see what you need to know!

As a real estate professional, I am here to help you navigate the market and assist you in finding the best opportunities for YOU!

Not yet pre-approved for your mortgage? Contact me and we can connect with a local mortgage professional to guide you through the ever-changing market! ​ I have an awesome team of lenders to help you and I would love to help navigate the process and help you move forward.

Please feel free to call or text me at 404 710 0204 (or drop me an email) if I can provide you with more information about this article, or if I can assist you with buying or selling Forsyth County real estate.

Are thinking about doing a cash-out REFI soon?? You will definitely want to watch this quick video before you make a HUGE mistake!

Getting a mortgage doesn’t haven’t be so complicated or overwhelming. Let’s talk about what to expect going in. (I HAVE AWESOME RESOURCES and I’m here to help!)

Please feel free to call or text me at 404 710 0204 (or drop me an email) if I can provide you with more information about this article, or if I can assist you with buying or selling Forsyth County real estate.

As you likely know, the real estate market is changing! I am getting tons of questions about this, so I put together a quick video to tell you what you need to know if you are planning to sell soon.

✔ Get a FREE Pre-Listing consultation – When you’re ready, let’s discuss your needs and schedule a complimentary consultation!

We all love to save money, but not all inspectors are created equal. Before you hire one, do a little research.² You may even want to start shopping for an inspector before you complete your home search. Inspection periods are typically short, so it never hurts to be prepared.

There are times when an agent or inspector will recommend bringing in a specialist to evaluate a potential issue.⁵ For example, they may suggest testing for mold or consulting with a roofing expert.

Most buyers request receipts to prove that repairs have been correctly completed. However, it’s always prudent to go a step further and have negotiated repairs re-evaluated by your inspector or another qualified professional, even if there’s an additional charge.⁶

To avoid having to go back to the sellers, be specific when requesting repairs. Identify the problem, how repairs should be completed, who should complete the work, and how the repairs will be verified.⁷

Not yet pre-approved for your mortgage? Contact me and we can connect with a local mortgage professional to guide you through the ever-changing market! I have an awesome team of lenders to help you and I would love to help navigate the process and help you move forward.